Families who have lost their homes as a result of a datio in payment - when certain conditions in terms of economic and social vulnerability are met. (Fondo Social de Vivienda – FSV)

  Families who have lost their homes after 1 January 2008 as a consequence of a mortgage execution resulting from the mortgage default always provided that certain conditions in terms of economic and social vulnerability are met (Fondo Social de Vivienda -FSV).

  Families who have lost their homes as a consequence of a mortgage execution and have not been evicted when certain conditions in terms of economic and social vulnerability are met.

  Mortgage debtors who are unable to meet their mortgage payments on their homes and who are in situation of vulnerability (both economic and social).

Measures to protect mortgage borrowers without resources (Royal Decree-law 6/2012, of 9 March, as amended by Law 1/2013 and Royal Decree-law 1-2015)

Suspension of evictions

Social Housing Scheme

The measures are contained in the following legal texts:

• Real Decreto-ley 5/2017, de 17 de marzo, por el que se modifica el Real Decreto-ley 6/2012, de 9 de marzo, de medidas urgentes de protección de deudores hipotecarios sin recursos, y la Ley 1/2013, de 14 de mayo, de medidas para reforzar la protección a los deudores hipotecarios, reestructuración de deuda y alquiler social.

• Real Decreto-ley 6/2012, de 9 de marzo, de medidas urgentes de protección de deudores hipotecarios sin recursos.

• Real Decreto Ley 27/2012, de 15 de noviembre, de medidas urgentes para reforzar la protección a los deudores hipotecarios.

• Ley 1/2013, de 14 de mayo, de medidas para reforzar la protección a los deudores hipotecarios, reestructuración de deudas y alquiler social.

• Real Decreto-ley 1/2015, de 27 de febrero, de mecanismo de segunda oportunidad, reducción de carga financiera y otras medidas de orden social.